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كيف تشتري عقارًا
in Ras Al Khaimah

A practical, step-by-step guide from choosing your project to collecting the keys. Many steps can be completed remotely, though the exact requirements vary by developer and transaction.

الفحوصات القانونية والمالية التي يُستحسن إجراؤها قبل الشراء

حان موعد تجديد مراجعة المصادر. لا تعتمدوا على الأرقام أو قوائم المناطق أو شروط الإقامة السابقة؛ تحققوا من السجلات الرسمية المباشرة.

تملك الأجانب ورسوم البيع

قد تتغير مناطق التملك الحر وأهلية القطعة ورسوم النقل. تحققوا من السند وبيان الرسوم الحالي لدى بلدية رأس الخيمة.

التصريح والتسجيل والضمان للمشاريع على الخارطة

عند شراء عقار على الخارطة من المفيد التأكد لدى RERA من المطور والمشروع وتصريح البيع وحساب ضمان المشروع وحساب الوحدة والتسجيل الأولي. وحساب الضمان يقلّل المخاطر وإن كان لا يضمن النتيجة.

الإقامة الذهبية: اختلاف بين الصفحات الرسمية

قد تتغير الحدود والمدة وشروط التمويل والمستندات. احصلوا على تأكيد خاص بالحالة من الهيئة قبل الاعتماد على شراء العقار للإقامة.

تاريخ مراجعة المصادر: موعد المراجعة التالية:

معلومات عامة فقط وليست استشارة قانونية أو ضريبية أو مالية أو متعلقة بالهجرة.

5 خطوات بسيطة للتملك

Many steps may be completed remotely, depending on the developer, identity checks and transaction.

1

اختر مشروعك

Compare projects across Al Marjan Island, Mina Al Arab, Al Hamra Village and other RAK areas. Get to know each developer, then ask us for the latest availability, pricing and floor plans for the projects you like.

تصفّحوا أونلاين

استعرضوا جميع المشاريع على موقعنا بمعلومات تفصيلية وأسعار

احجزوا استشارة

Discuss your requirements and confirm the advisor's scope

احصلوا على الكتيبات

حمّلوا كتيبات تفصيلية ومخططات الطوابق

2

احجزوا الوحدة

Ask for a dated availability sheet, reservation form, beneficiary details and written refund terms before paying. Reservation amount and hold period vary by developer and unit.

من الجيد أن تعرف

Use the payment instructions the developer gives you directly, and ask them to confirm in writing whether the reservation amount is refundable and how it is applied.

3

وقّعوا العقد عن بُعد

Where remote signing is offered, take the time to read the reservation form and SPA, and keep copies of the fully signed documents. Independent legal review is always worthwhile.

عقد إلكتروني

استلموا العقد بالبريد الإلكتروني — راجعوه بوقتكم

توقيع رقمي

Where supported, confirm the identity, witnessing and signature process

Review First

Check the SPA, schedules, cancellation terms and governing law

4

سدّدوا دفعاتكم

Pay to the schedule set out in your signed contract. For an off-plan home, it is good practice to check the beneficiary details and the project's escrow account against the developer's official documents before each transfer.

حماية حساب الضمان

Escrow reduces certain risks but is not a guarantee of delivery or refund. Confirm the named project escrow account in current official documents and obtain professional advice if anything differs.

5

Handover & Next Steps

At completion, inspect the unit, resolve documented defects, complete the required payments and registration, and receive the applicable title document. Leasing and resale outcomes depend on the contract, approvals and market.

اسكنوا فيه

منزلكم الفاخر على ساحل رأس الخيمة

أجِّروه

Model net income from dated comparable rents and all operating costs

Plan a Resale

Check the SPA, developer NOC rules, fees and current buyer demand

خيارات دفع مرنة

Accepted methods and beneficiaries vary. Use only transaction-specific instructions independently confirmed with the developer or authorised seller.

حوالة بنكية

Match the beneficiary and account to current official instructions before every transfer.

بطاقة ائتمان

Use a developer-authorised payment link only when the transaction permits card payment.

Other Methods

Payment acceptance and source-of-funds checks vary. Confirm compliance requirements before transferring money.

Build a Transaction-Specific Cost Schedule

بند التكلفةالمبلغمتىملاحظات
سعر العقارUnit-specificPer signed scheduleConfirm against dated developer inventory
Buyer-side CommissionConfirm in writingBefore reservationCheck the transaction-specific engagement terms
Registration / TransferAuthority-specificAs instructedObtain a current written fee statement
Developer Admin FeesProject-specificReservation / registrationCheck the reservation form and SPA
TaxBuyer-specificBefore structuringSeek qualified UAE and home-country tax advice
رسوم الخدماتProject-specificUsually after handoverRequest the approved budget and charging basis

أسئلة شائعة

Yes — foreign buyers can own property in RAK's designated investment areas. It is worth checking the tenure, title and permitted use for the specific unit as part of your purchase.
Many developers support remote reservation and electronic signing. Identity checks, notarisation and completion steps vary by transaction, and we'll walk you through the process for yours.
Often yes — it depends on the SPA, the developer's NOC policy, the construction stage and how much you've paid. We can get you the current resale rules and fees so you know where you stand.
Your protections come from the project's registration, the escrow account, the SPA and the regulator. Escrow is designed to reduce risk, though it does not guarantee delivery or an automatic refund, so it is worth taking legal advice on your specific case.
Yes — a qualifying property investment can count towards the UAE Golden Residency. Because eligibility, duration, valuation, financing and document rules are updated from time to time, it is best to check the current UAE Government guidance and ICP service when you apply.
Look at recent, like-for-like rents in the same building or micro-market, then take off vacancy, management, furnishing, service charges and other running costs. A city-wide headline yield is a useful starting point, not a reliable forecast for one unit.

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سيرشدكم فريقنا في كل خطوة. من اختيار المشروع المناسب إلى استلام مفاتيحكم — نحن معكم طوال الطريق.

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